Falling is a threat millions of aging Americans face, especially those 65 and up. At least one in four elderly people will suffer a fall each year. The CDC analyzed data from a 2014 Behavioral Risk Factor Surveillance System (BRFSS) survey and found that suffering one fall doubles an elderly person’s chance of having a repeat fall. The survey also showed that only half of the falls that occur each year are discussed with a health care provider. As we head into the winter and peak travel months, here are a few things to think about.

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Medicare Open Enrollment is your chance to reevaluate your coverage and change plans. It is also called the annual coordinated election period or the annual election period and you can change your coverage whether it is an Advantage plan, an original plan or a prescription drug plan through Part D. During Open Enrollment, you can change from Advantage to an Original plan, change Advantage Plans, drop Part D entirely or join a prescription drug plan.

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Your 50th birthday is a big milestone in your life, and once you’re past it, you should think about ramping up your retirement planning. Hopefully you’ve been hitting your goals every year. But no matter what your financial situation is like, you can make sure you’re on the right track with a few simple planning tips to use throughout your 50s.

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After circling and re-circling the healthcare wagon, President Trump’s administration now shifts its attention to tax reform. A level of skepticism seems to shroud every major piece of legislation that “Number 45” has put forward so far, but there seems to be some optimism around his plan for tax reform. Many news outlets have accused Trump’s new tax plan as a big tax cut for the wealthiest people in the country, but there are some implications that this new tax code will be good for those who are saving up for life after work.

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Retiring can be an exciting time, but it can also be scary because you are no longer earning an income. When you’re retired, you rely on your investments on which to live, which can be worrisome if your expenses are high. If you are concerned that you might go through your money too fast during your retirement, there are things you can do. It can take a good deal of planning and being proactive, but slashing your spending is the key to ensuring you have enough money to enjoy being retired. Here are some ways;

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September is Life Insurance Awareness Month! Unfortunately, life insurance myths can be some of the most persistent misleading misinformation affecting people planning retirement. These findings can commonly lack adequate research to back up the popular perceptions. Consequentially, a few have fallen into avoidable financial traps. Insurance has the potential to be the strongest plan with the right guidance.

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Wills and trusts are both invaluable estate planning documents but they serve very different functions and are used at different times. Used in combination, they can help provide a comprehensive estate plan and both should be addressed when planning for retirement.

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Retirement is not the end of your life. In fact, for many, it’s the beginning of one of life’s most exciting chapters. There is a choice one must make, though, between sitting around and letting life go by and embracing the life that one has always wanted to live. Those who do the former are passive, while those who do the latter are active in planning. If you wish to get the most out of your retirement, it’s important that you begin to set goals as soon as possible. Only through goal setting is a fantastic retirement possible.

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With 10,000 baby boomers turning 62 every single day for the next 13 years, Social Security timing strategies have become one of the hottest retirement topics in America. Plus, it’s no secret that millions of Americans are unprepared for retirement. The flat stock market during “the lost decade” from 2000-2010, with huge market meltdowns in 2000, 2001, 2002 and 2008 (and record job losses), have destroyed the financial resources of millions of pre-retirees.

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